KYC application file audit
Our flagship engagement — an independent financial audit of know-your-customer application packs against your written CDD procedures and risk tiers.
Review scope →Mind Query Hub
Bangkok · Financial audit practice
Know-your-customer application files, examined line by line
We audit the customer due-diligence packs your teams assemble — identity evidence, source-of-funds narratives, and beneficial-ownership trails — before regulators or correspondent banks ask for them.
What institutions ask us to examine
Our work sits inside the onboarding room and the compliance file room — not in a product brochure. Each engagement produces findings you can act on with your own compliance officers.
Beneficial ownership trail review
Trace natural-person ownership through corporate trees attached to know-your-customer applications for higher-risk legal-entity customers.
Review scope →
Pre-inspection readiness review
A time-boxed pass over know-your-customer application samples and control evidence ahead of a supervisory or correspondent review.
Review scope →
Flagship work: the KYC application file audit
When a Thai branch or regional desk needs an independent reading of know-your-customer applications — retail, SME, or private-banking packs — we sample files, test evidence against your written procedures, and document gaps in language your remediation team can use.
You keep ownership of policies and systems. We bring the auditor’s notebook, sampling plan, and a findings memo with severity ratings tied to customer risk tiers.
Open the flagship engagementFrom a recent client desk
Evidence from work already delivered — specific files, constraints, and outcomes.
“They pulled forty SME onboarding packs from our Wireless Road branch archive and showed where source-of-funds statements stopped matching bank statements. Our internal audit had flagged the theme; Mind Query Hub named the exact fields.”
N. Prasert — Head of Compliance, regional lender
“The beneficial-ownership trail review took longer than our first estimate because several corporate trees sat in Myanmar and Cambodia. I would have liked a sharper week-one timeline, but the final map was what our correspondent bank accepted.”
S. Almeida — Operations lead, remittance house
Field notes from the KYC file room
Short guides on sampling, evidence quality, and how Thai institutions prepare know-your-customer applications for external scrutiny.
Browse field notesWhen ownership charts and registry extracts disagree
What to do inside a legal-entity KYC application when the customer’s diagram and the company register tell different stories.
Source-of-funds narratives that survive a second reading
Common gaps between what customers write on know-your-customer applications and the bank statements or invoices attached beside them.